Corporate Credit Monitoring

Corporate credit workflows, end to end.

Herald helps teams analyze credit agreements and financial reports with AI, track counterparties and accounts, manage payment schedules and events, and report risk at portfolio and bank level.

Platform
AI document extractionPayment schedulesPortfolio analyticsBank-level reports
Core capabilities
  • AI analysis: credit agreements + financial reports.
  • Counterparty + bank account tracking with structured records.
  • Payment schedules + calendar events (payments, meetings, reminders).
  • Portfolio analytics + bank-level reports.
Fit
Built for long-lived credit processes and risk reporting cadences.
Credit

Track counterparties and credit accounts.

Companies & facilities

Structured profiles for corporate borrowers and their credit facilities.

Bank accounts

Track banking relationships and account-level records.

Monitoring

Watchlists and risk signals to surface what changed.

Documents

AI that turns documents into structured data.

Credit agreements

Extract definitions, events of default, and covenants — structured for monitoring and reporting.

Financial reports

Ingest financial reports and standardize metrics for monitoring and reporting.

Calendar

Credit lifecycle calendar.

All key dates in one place — tied to each borrower.

01Payments
Payments
Instalments • due dates
02Meetings
Meetings
Reviews • check-ins
03Deadlines
Deadlines
Covenants • reporting
Security

Security pack for procurement.

What to expect
  • Role-based access and audit logs for critical actions.
  • Encryption in transit (TLS) and secure storage practices.
  • Data retention and export controls aligned with governance.
  • Deployment and data-handling details shared during evaluation.
Vendor review

We provide a short security summary and can respond to standard vendor questionnaires.

Includes
Data handling • access model • logging • sub‑processors (if any) • incident response overview
Portfolio

Aggregate views across companies and credits.

Portfolio-level analytics to understand exposures, concentration, and what changed since the last review.

Exposures
Concentration
Watchlist
From detail to summary

Drill down from bank-level aggregates to a single company, facility, document, or event.

Reporting

Bank-level reports, ready for committees.

Portfolio reporting

Generate bank-level reports and consistent narratives for committees: what changed, why, and what to do next.

Operational views

Support day-to-day work with consistent data structures derived from agreements, reports, and events.

Contact

Talk to us.

Email works best for procurement. We’ll share an overview deck, a security summary, and a short agenda aligned to your underwriting and portfolio cadence.

Response time1 business dayToronto (ET)
Availability

Secure scheduling via Google Calendar. Choose a slot — we’ll send an invite and a short agenda.